City First Business Lending

City First customers are local professionals, business owners, and real estate developers, as well as nonprofits, faith-based organizations, health care centers, and charter schools.

For City First, making loans is not an exception. It is the rule. Typical business loans range up to $3.5 million.

With none of the hassles and bureaucratic service typical of large banks, your financial needs fit our comfort zone. And as a community bank, we pride ourselves on being responsive and flexible while offering a dedicated Lending Officer who will take the time to understand your business and its complex needs.

By offering a variety of lending options and solutions, City First helps promote the health and vitality of our communities by providing the capital needed by local companies. 

City First offers:
  • Lines of credit to finance an array of business necessities, including cash flow needs, receivables financing, and general operating expenses
  • Term Loans for a specific period to purchase vehicles, equipment, or supplies; finance leasehold improvements; or provide working capital for business expansion and growth
  • Commercial real estate loans to build, acquire, renovate, or expand retail and commercial operations, affordable housing and multi-family rental properties
  • Government insured loans with more favorable terms, including guarantees through the Small Business Administration
  • Standby letters of credit to support government or other contracting requirements

Security Notice for Windows XP Users

As you may already know, on April 8, 2014 Microsoft will stop issuing security updates to Windows XP. This means that after April 8, 2014 there will be a substantial security risk to anyone using this operating system, since security vulnerabilities will no longer be patched. If you are currently using Windows XP please take note of this. Although this will not cause an interruption to any of the service we provide our customers, continued use of a computer utilizing Windows XP could place your devices and the information on them at serious risk. We encourage you to learn more about this upcoming cessation of service by Microsoft and to become informed on what you will need to do to secure your information.

To learn more we suggest you visit:Microsoft XP Support Ends at

Please be aware that you are leaving and will be redirected to a third party web site. City First Bank of DC has no control over information at any third party site accessed. City First Bank of DC makes no representation and is not responsible for the quality, content, nature, or reliability of any linked site. The inclusion of any link does not imply endorsement, investigation, verification or monitoring by City First Bank of DC. In no event shall City First Bank of DC be responsible for your use of a third party site.