City First Business Lending

City First customers are local professionals, business owners, and real estate developers, as well as nonprofits, faith-based organizations, health care centers, and charter schools.

For City First, making loans is not an exception. It is the rule. Typical business loans range up to $3.5 million.

With none of the hassles and bureaucratic service typical of large banks, your financial needs fit our comfort zone. And as a community bank, we pride ourselves on being responsive and flexible while offering a dedicated Lending Officer who will take the time to understand your business and its complex needs.

By offering a variety of lending options and solutions, City First helps promote the health and vitality of our communities by providing the capital needed by local companies. 

City First offers:

  • Lines of credit to finance an array of business necessities, including cash flow needs, receivables financing, and general operating expenses
     

  • Term Loans for a specific period to purchase vehicles, equipment, or supplies; finance leasehold improvements; or provide working capital for business expansion and growth
     

  • Commercial real estate loans to build, acquire, renovate, or expand retail and commercial operations, affordable housing and multi-family rental properties
     

  • Government insured loans with more favorable terms, including guarantees through the Small Business Administration
     

  • Standby letters of credit to support government or other contracting requirements

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html

LEAVING WEBSITE NOTICE
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