Privacy & Security
FACTS WHAT DOES CITY FIRST BANK OF DC DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • account balances and payment history
  • credit history and overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.

How? All Financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons City First Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does City First Bank Share? Can you limit this sharing?
For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
Yes No
For joint marketing with other financial companies No No
For our affiliates’ everyday business purposes –
information about your transactions and experiences
No We Don't Share
For our affiliates’ everyday business purposes –
information about your creditworthiness
No We Don't Share
For our nonaffiliates to market to you No We Don't Share
  Questions?   Call 202-243-7100

 

Who we are
Who is providing this notice? City First Bank of DC
What we do
How does City First Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does City First Bank collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • apply for a loan or pay your bills
  • use your debit card
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • City First Bank of DC does not share with its affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • City First Bank of DC does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • City First Bank does not jointly market.

 1432 U Street NW, Washington, DC 20009   |   (202) 243-7100   |   (202) 243-7197 fax  |   ©Copyright 2009 City First Bank of DC. All Rights Reserved.

 

   

     

   CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "non-interest bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "non-interest bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest and to Interest on Lawyers Trust Accounts (IOLTA).  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts or money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov

 

Login