Career Opportunities

Why a Career at City First?
If you are interested in challenging work in a dynamic environment and want to make a significant, positive impact in  the community then consider joining our team at City First. We are committed to be  an employer of choice for anyone seeking a career opportunity in a financial services enterprise that is focused on building and strengthening our community.

At City First, we provide opportunities to be part of team that represents our customers AND recognizes the opportunity teamwork and diversity creates for business strategies. Diversity, competitive compensation and benefits, work/life balance and personal and career growth are hallmarks of our culture.

Our size enables us to be nimble and empowers us to tackle  new initiatives. Everyone at all levels is  encouraged to provide solutions. Our collaborative spirit combines our skills and knowledge to maximize our success.

Learn more about employment at City First, where we see the possibilities in everyone.

   
Chief Credit Officer: Responsible for managing the credit administration and loan documentation functions of the Bank’s loan portfolio.  This role will also ensure that the lending culture of the bank is effectively communicated, implemented and reinforced within all lending areas as well as establish written loan and credit policies, practices and procedures which meet regulatory safety and soundness standards for Board approval.  The CCO will oversee the bank’s non-performing and underperforming loans and assets to ensure acceptable level of problem loans, past due loans and loan documentation issues are managed.  The CCO will provide management reports on all loan and Allowance for Loan and Lease Loss (ALLL) calculations and making recommendations to executive management and the Board of Directors for quarterly allocations to the Allowance for Loan Losses.  This is a senior management role and will be active in strategic efforts and will lead and participate in several committees involved in the management of the bank, such as Directors’ Loan Committee, Management Loan Committee, Senior Staff and Internal ALCO.  This position requires a Bachelor’s degree (BA) or equivalent from a four (4) year college or university.  Incumbent should possess a minimum 8-10 years experience in commercial lending environment to include underwriting, lending and exposure to loan review and loan administration processes. Knowledge of community development landscape is a must.  Incumbent should also possess a strong knowledge of related state and federal lending and compliance regulations, and other bank lending policies.  Excellent oral, written and interpersonal communication skills, ability to deal with complex problems involving multiple facets and variables in non-standardized situations, excellent organizational and time management skills and strong leadership ability and experience in developing a credit team are a must.
 
Relationship Manager: Responsible for soliciting new business and managing customer relationships to real estate customers, small businesses and not-for-profit organizations (including churches and charter schools, among others). Real estate activities generally include loans for the acquisition or renovation of nonresidential owner-occupied real estate. In addition, the prospects include office, retail, shopping strips, warehouse, industrial, facilities and land development, primarily for investment purposes. The position reports to the Chief Lending Officer.  The Relationship Manager is also responsible for all phases of loan and deposit production, including lead generation, underwriting, closing, relationship management, and portfolio monitoring and is an officer of the Bank, participating in the Directors’ Loan Committee (DLC) of the Bank, and other staff meetings as required.  This position requires a Bachelor’s degree (BA) or equivalent from a four (4) year college or university and the commensurate level of commercial lending and underwriting experience in a financial institution. Formal credit training required.   Experience in non-profit and/or community development lending is helpful.
 
Benefits
City First Bank offers a competitive benefits package for a bank our size.

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NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html

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