Personal Checking Accounts

Personal Direct Deposit Account  Do you receive direct deposit from your employer? Or, do you receive a monthly electronic transfer from Social Security or another government agency? City First Bank offers you a Personal Direct Deposit Account with a minimum deposit of $100, free of service charges with at least one direct deposit a month. 

Regular Personal Checking Account Looking for a simple checking account with a low minimum balance and no limitations on withdrawals? You’ll need only $100 to open a City First Regular Personal Checking Account.

Personal Interest Checking Account  For depositors who want a simple checking account with no limit on withdrawals and interest earned on a monthly balance, City First presents its Personal Interest Checking Account, opened with a minimum of just $250.

 

  Personal Direct Deposit
Minimum to Open $100
Monthly Service Charge No service charge with at least one direct deposit a month; otherwise a $5 monthly service charge applies.
Minimum Balance Required None
Interest Bearing? Non-interest bearing
Withdrawal Limitations None

 

  Regular Personal Checking
Minimum to Open $100
Monthly Service Charge $5 monthly service charge applies if minimum balance requirement is not met.
Minimum Balance Required $100
Interest Bearing? Non-interest bearing
Withdrawal Limitations None

 

  Personal Interest Checking
Minimum to Open $250
Monthly Service Charge $8 monthly service charge applies if minimum balance requirement is not met.
Minimum Balance Required $250
Interest Bearing? Yes! Interest paid monthly.*
Withdrawal Limitations None

* For more information, or to receive a copy of our Truth in Savings Act Disclosure, please click here.

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