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Your deposits go to work!
Community development is at the very heart of what we do, and your deposits are a key part of how we accomplish that mission!
When you make deposits in City First Bank, you are helping us maintain a strong funding source for making loans to support the economic health of our underserved neighborhoods. On average, 80% of the loans originated by City First each year are put to work in distressed low-wealth communities. Whether the borrower is an affordable housing developer, a community service organization, a small business, a charter school, or a church, our deposit customers make this critical lending work possible by ensuring a stable funding base.
The best source for funding the City First mission is also an ideal banking strategy for the socially responsible investor. While your deposits go to work in your community, you get interest rate returns that are comparable with other banks and the full protection of FDIC insurance. Most importantly, you’ll know your deposits are staying in your local community and fueling vital capital for low-income neighborhoods.