Lending

City First customers are local professionals, business owners, and real estate developers, as well as nonprofits, faith-based organizations, health care centers, and charter schools. For City First, making loans is not an exception. It is the rule. Typical business loans range up to $3.5 million.

With none of the hassles and bureaucratic service typical of large banks, your financial needs fit our comfort zone. And as a community bank, we pride ourselves on being responsive and flexible while offering a dedicated Lending Officer who will take the time to understand your business and its complex needs.

By offering a variety of lending options and solutions, City First helps promote the health and vitality of our communities by providing the capital needed by local companies.

City First offers:

  • Lines of credit to finance an array of business necessities, including cash flow needs, receivables financing, and general operating expenses
.
  • Term Loans for a specific period to purchase vehicles, equipment, or supplies; finance leasehold improvements; or provide working capital for business expansion and growth
.
  • Commercial real estate loans to build, acquire, renovate, or expand retail and commercial operations, affordable housing and multi-family rental properties
.
  • Small Business Administration (SBA) Financing to help small businesses get access to reasonable financing, including longer-term loans and federal guarantees through the SBA.
  • Standby letters of credit to support government or other contracting requirements.

CLICK HERE TO DOWNLOAD OUR LOAN APPLICATION

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Community Impact

Community development is at the very heart of what we do.

CITY FIRST NEWS

B Corp Best For The World List Recognizes City First Bank Read more
Lisa Green Hall Joins City First Bank Board of Directors Read more
City First Bank Partners with SOLE Financial Read more
City First Bank Breaks Ground with DC Housing Finance Agency Read more
City First: DC's First B Corp Bank Read more

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