Personal Checking Accounts

Regular Personal Checking Account Looking for a simple checking account with a low minimum balance and no limitations on withdrawals? You’ll need only $100.00 to open a City First Regular Personal Checking Account.

Personal Interest Checking Account  For depositors who want a simple checking account with no limit on withdrawals and desire to earn interest on a monthly balance, City First presents its Personal Interest Checking Account, opened with a minimum of just $100.00.

Experience true community development banking as a socially responsible investor!

Make a difference in your community while receiving the banking services you're looking for. To start your relationship, please complete the attached form and upload here. Someone will contact you no later than the close of the next business day. You may also call 1-888-351-3280 or email us at to learn more.



  Regular Personal Checking
Minimum to Open $100.00
Monthly Service Charge $7.00
Monthly fee waived if ANY of the following criteria are met:

1) 1 direct deposit per month

2) 10 debit card transactions per month

3) Enrolled in eStatements

4) Minimum monthly average balance of: $100.00

Interest Bearing No


  Personal Interest Checking
Minimum to Open $100.00
Monthly Service Charge $8.00 monthly service charge applies if minimum balance requirement is not met.
Minimum Monthly Average Balance Required $500.00
Interest Bearing Yes

For more information, or to receive a copy of our Truth in Savings Act Disclosure, please click here.

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Community Impact

Community development is at the very heart of what we do.


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