Why City First

Five Reasons to Make City First Your Bank

DEPOSITORS

All the banking tools you need—Checking, savings and money market accounts plus improved rates for businesses and nonprofits focused on making a positive impact in the community and convenient online banking 24 hours a day.
        *  Earn a market rate of return with FDIC insurance
        * CDARs CD accounts allow for multi-million-dollar FDIC insurance.
        * Convenient online banking tools.
Your Money Works for YOU and Your Community—While your money grows, so does your community. Your deposit will support our mission lending activities. The majority of our portfolio will be comprised of mission loans.
Responsive.
We make it our business to offer banking products and services that meet your needs. Our team is committed to answering your questions quickly.
Personal service
When you deal with City First, you deal with real live people who care about you and your needs. There are never any phone trees or runaround. If you have a question, direct dial your account manager or come in and speak with the president.
A mission driven bank focused on the local community. 
City First Bank was created by community centered business people who wanted to make sure that there is opportunity for those in low- and moderate-income communities to grow their businesses and neighborhood institutions. Banking with us is banking on YOU and YOUR Community.

BORROWERS

Unique Focus on Community and Economic Development
Our business is developers, nonprofits and small businesses active in or serving low- and moderate- income communities in the greater Washington, DC and Los Angeles, CA regions. We understand your unique needs and are focused on helping you accomplish your goals.
Expertise
We understand the neighborhoods where you are working and have strong ties in the community. Our team has the knowledge, experience and tools to provide the financial support and services you need to make things happen in your neighborhood.
Personal service
At City First, you are not a number but a part of our banking family. You deal with real live people who care about you and your needs and goals. There are never phone trees. If you have a question or concern, you always talk to a person, not a machine.
Responsive
We will give you a fast answer to your loan request. If your request isn’t a good fit for the Bank, we will recommend other financing sources. We are also very familiar with the sources of public and non-profit support, both financial and in terms of technical assistance, and will make introductions.
A mission driven bank focused on the local community. 
City First Bank was created by community centered people who wanted to make sure that there is opportunity for those in low- and moderate-income communities to grow their businesses and neighborhood institutions. Banking with us is banking on YOU and YOUR Community.