About City First

Mission-Driven Banking That Builds Community Resilience

Championing affordable housing, nonprofit growth, and small business development in underinvested communities through strategic financing that closes capital gaps and fuels lasting impact.

WHO WE ARE

Founded to Close Capital Gaps

We exist to empower individuals and organizations with limited access to traditional banking.

Mission-Locked by Design

Our purpose is safeguarded through mission-aligned investors, partners, certifications, and legal structure.
As a certified B Corp and Public Benefit Corporation, we balance people, planet, and profit.
As a certified Community Development Financial Institution (CDFI), we focus on serving low, and moderate-income communities.

WHAT WE DO

Financing That Fuels Impact

We use finance as a tool for lasting community development—supporting mission-aligned businesses and nonprofits through strategic lending and partnerships.

70%+ of Lending to Mission-Focused Initiatives

We prioritize funding that advances economic and social opportunity in underinvested communities.
As a nationally chartered community development bank, we provide commercial financing for affordable housing, nonprofits, and small businesses.

WHY IT MATTERS

Banking is a powerful engine for building economic strength and community resilience, especially in underinvested communities. But it takes all of us.

Mission-driven banking thrives through the collective commitment of our stakeholders:

Investors who prioritize impact alongside returns
Depositors who align their money with their values
Community partners who help identify and meet local needs
Public and private sector partners who advance inclusive financial systems
Employees and leadership who carry out the mission daily

Together, we can continue to use finance as a force for good—channeling capital where it’s needed most and creating lasting opportunity for all.