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COMMERCIAL

Commercial Lending Products

Financing Growth. Fueling Community Impact.

City First Bank delivers customized financing solutions for affordable housing developers, small businesses, nonprofits, and minority-owned enterprises—empowering local economies through strategic capital and trusted expertise.

Business development is at the heart of City First Bank’s mission. We specialize in delivering customized financing solutions for affordable housing developers, small businesses, community-based nonprofits, and minority-owned enterprises. Our goal is to expand access to capital for businesses, empowering them to build, grow, and serve local communities. We are a trusted leader in New Market Tax Credit financing (NMTC) and Low-Income Housing Tax Credit financing (LIHTC).

City First offers a full suite of commercial financing options, including:

  • Lines of credit for working capital
  • Term loans for inventory or equipment
  • Commercial real estate loans for property acquisition
  • Standby Letters of Credit
  • SBA-guaranteed loan pathways
  • Leverage source loans and
  • Green lending through the Property Assessed Clean Energy (PACE) program

Our experienced team works closely with each client—arranging tailored funding strategies designed to meet unique business goals and support long-term community impact.

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